Tired of seminar that really does NOT help? With us we will give our best to equip you with important things you need to REALLY start that travel agency you wanted. We will not teach you "old school" ideas, but will share innovative strategies to get everything up and going.. Shhh.... we'll also give you some marketing tips, trade secrets and resources so you can start right after you got home... We are a wholesaler for ASIAN TOUR PACKAGES, with direct contacts abroad with the destination we offer. You will be accredited to receive our travel agency rates (tarrif rates) if you register with us. TRAVEL AGENCY SET-UP SEMINAR FEE: P2,900---->>> P2,500 DISCOUNTED IF YOU PAY 5 DAYS IN ADVANCE INCLUDES: LUNCH SNACKS HAND OUTS CERTIFICATE 1 DAY SEMINAR DATE: NOVEMBER 30, 2012 (FRIDAY) 10AM - 5PM DECEMBER 11, 2012 (TUESDAY) 10AM - 5PM Schedule may change, please call us to reconfirm. Weekdays seminar can be arranged for 3 persons and up. Please text us for reservation @ 0917-874-8614 RESERVATION: SLOTS ARE LIMITED SO PLS CALL IN ADVANCE - 701-4002 /0917-874-8614 VENUE: Unit UG-45 Upper Ground, Cityland Pioneer, Pioneer Street, Mandaluyong City *accessible via MRT BONI STATION *parking spaces available nearby w/ corresponding fees TOPICS: Definition and scope of a Travel Agency Business Capitalization Required Steps in starting and operarting a Travel Agency Factors in selecting a good location Acquiring permits and licenses Equipments needed to operate Staff requirements Floor plan Phonetic Alphabet Travel agency jargons (terminologies) Ways to Earn Tour Packages Local and International BONUS--> TOUR PACKAGING CONCEPT and COMPUTATION for LOCAL TRAVEL Ticketing Local and International Visa Processing Passporting Land Tours BONUS--> Basic Booking Process Global Distribution System (GDS) Airport codes Travel Agency Association accreditation Government Agency accreditation Sales report Managing Expenses BONUS--> How to detemine break even sales Forms Basic Marketing Strategies Travel Agency Pitfalls (to avoid) CONTACT: MS JONAH TEL NO. : 475-8350 / 0917-874-8614

This original, mint condition, and new poster is approximately 27x40 inches. It is rolled and packaged very carefully in a sturdy heavy tube. It has never been hung nor does it contain any pinholes or creases. This is an original Theatrical Movie Poster, For Our Local Shipping, the cost is 240.00 Pesos We Ship Worldwide ALL INTERNATIONAL SHIPPING COST $25 You can pay me thru paypal , If you want to buy multiple posters we do combine shipping for additional $2.50 per poster. Regarding our International Buyers we can accept payment ,thru paypal and you can send me an email indicating your paypal email address and i will personally give you a paypal invoice to protect our both interest.. Paypal offer Buyer Protection plan thats why you are safe if your using paypal If you have some inquiry about my poster you can email me at MovieHeritage@gmail.com Our Family are in poster business for more than 20 years that's why you can buy with trust on us. Have a nice surfing with our store and please don't leave empty handed Pwede din ang GCASH OR CEBUANA LHHUILER OR MEET UPS, METROBANK OR BPI

This original, mint condition, and new poster is approximately 27x40 inches. It is rolled and packaged very carefully in a sturdy heavy tube. It has never been hung nor does it contain any pinholes or creases. This is an original Theatrical Movie Poster, For Our Local Shipping, the cost is 240.00 Pesos We Ship Worldwide ALL INTERNATIONAL SHIPPING COST $25 You can pay me thru paypal , If you want to buy multiple posters we do combine shipping for additional $2.50 per poster. Regarding our International Buyers we can accept payment ,thru paypal and you can send me an email indicating your paypal email address and i will personally give you a paypal invoice to protect our both interest.. Paypal offer Buyer Protection plan thats why you are safe if your using paypal If you have some inquiry about my poster you can email me at MovieHeritage@gmail.com Our Family are in poster business for more than 20 years that's why you can buy with trust on us. Have a nice surfing with our store and please don't leave empty handed Pwede din ang GCASH OR CEBUANA LHHUILER OR MEET UPS, METROBANK OR BPI

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xpanded GOLD Health Care ProgramThe Expanded GOLD Health Care Program is a first of its kind HMO program that limits your obligation to a five year paying period. It offers the most comprehensive Health Care program in the industry that includes, among others, the following benefits and features:Ø  Protects you from any premium increases through a 5-year pay plan with a level premium for 5 years.Ø  A yearly increase in the Maximum Amount of Coverage per Illness and Maximum Daily Room Rate upon first installment for your medical benefits.Ø  You continue to enjoy the increasing Maximum Amount of Coverage per Illness and Maximum Daily Room Rate for an additional period of 1 or 5 years after the paying period (without paying additional installment).Ø Guarantees you the availability of a Expanded Benefit Limit for your medical benefits on the 7th or 11th year and onwards. Ø  Build your Expanded Benefit Limit through a guaranteed 5% yearly increment. However, if you do not avail of any of the Medical Expense Benefits during the entire paying period, the Expanded Benefit Limit increases by 8%.Ø  You can charge the Medical Expense Benefits incurred by an immediate family member to the Expanded Benefit Limit on the 7th or 11th year and onwards. Ø  Your responsive Medical Expense Benefits Package composed of: ü  Hospitalization Benefitsü  Emergency Care andü  Special Diagnostic and Laboratory ProceduresØ  Your all-inclusive Membership Privileges Package composed ofü  Outpatient Servicesü  Annual Phyical Examinationü  Preventive Health Careü  Dental Careü  Other Services, andØ  You have a Four-Way Comprehensive Insurance Package,Ø  Plus a host of additional features that includes among others:ü  Coverage of Pre-existing Illnessü  Additional Benefits during the 7th or 11th year and onwardsü  Provisions on transfer and assignmentü  Grace Period andü  Plan Termination Values.Membership in Caritas Health Shield assures you of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very own  nationwide network of over forty (40) clinics.Through the Caritas Expanded Health Care Program, you will be able to do more than just provide for your present health needs; you will be securing your future health requirements as we

Consistent with its mission of providing the best health care for every Filipino, Caritas Health Shield, in 2008 has come up with another innovative health care program called COMBI Plan. This exceptional product provides the member/planholder with the medical services of the Expanded Core Health Care Program combined with the pension benefits of the Caritas Fund Provider. Caritas Health Shield offers the member/planholder with financial security of a pension plan, the protection of its four-way insurance package and the versatility of its medical services package. Following is a summary list of its features and benefits:Ø Protection from any premium increases through a 5-year pay plan with a level premium for 5 years.Ø Double the Maximum Amount of Coverage per Year with a Maximum Daily Room Rate upon first installment for your medical benefits.Ø Guaranteed yearly increase in the Maximum Amount of Coverage per Year and Maximum Daily Room Rate.Ø Increasing Maximum Amount of Coverage per Year and Maximum Daily Room Rate for an additional period of five (5) years after the paying period (without paying additional installment).Ø Availability of your Pension Benefit with your choice from Lump Sum payment, Interest Payment plus Pension Benefit & Partial Withdrawal plus Interest settlement options on the 11th year.Ø Responsive Medical Expense Benefits Package composed of:ü Hospitalization Benefitsü Emergency Care andü Special Diagnostic and Laboratory Procedures (if procedure is outpatient, which you will avail at the Diagnostic Center designated by Caritas Health Shield)Ø All-inclusive Membership Privileges Package that you will avail at the Diagnostic Center designated by Caritas Health Shield composed of:ü Outpatient Servicesü Annual Physical Examinationü Preventive Health Careü Dental Care,ü Other Services, andØ A Four-way Comprehensive Insurance Package on the Caritas Fund ProviderØ Plus a host of additional features that includes among others:ü Coverage of Pre-existing Illnessü Provisions on transfer to another personü Grace Period andü Plan Termination Values or Pre-maturity benefit on the Caritas Fund ProviderØ At a very affordable cost to the member with his/her required Active Membership to the government’s Philhealth programMembership in Caritas Health Shield assures you of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services networkof health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very own  nationwide network of over forty (40) clinics.Through the Caritas Expanded Health Care Program and the Caritas Fund Provider, you will be able to do more than just provide for your present health needs; you will be securing your future financial requirements as well.

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How Does Your Garden Grow? (Volume #1) by Disney's Winnie the Pooh's Thinking Spot php50 * with colored illustrations * brand new * trade paperback SUMMARY: In HOW DOES YOUR GARDEN GROW? Pooh learns how to plant a garden. Winnie the Pooh's Thinking Spot is a brand new series that explores the curious questions young children ask about the world around them. Pooh and his friends wander through the Hundred-Acre Wood discovering all kinds of things such as nocturnal animals, how plants grow, and gravity. Each story incorporates simple scientific facts while examining how young children learn through listening, questioning, observing, comparing, and experimenting. And every story ends with a hands-on activity for parents and children to do together. Look for more books in WINNIE THE POOH'S THINKING SPOT Series!

NOVA PLAN 20 is a twenty (20) years to mature pension plan payable in one or five years that provides you guaranteed Yearly Cash Benefits of five percent (5%) Net of the Pre-Need Price every year for 13 years starting on the 7th until the 19th plan anniversary and return of payment equivalent to one hundred percent (100%) of the Pre-Need Price upon Full Availment Date. Aside from high returns, you are protected with Credit Life, Total and Permanent Disability, Accidental Death and Dismemberment, and Term Life Insurance. Preparing for your future is never too early. If you desire to spend a more enjoyable and worry-free life in the future, this savings tool and capital-guaranteed pension plan best teaches you how. Nova Plan 20 definitely gives you value for money and aligns your financial priorities, affording you a brilliant start for the future. HOW DOES NOVA PLAN 20 BENEFIT YOU? ________________________________________ Use your money when you need it No need to wait until Full Availment Date to use the fruits of your hard-earned money. Enjoy your guaranteed Yearly Cash Benefits as early as your 7th plan anniversary for a total of 13 years before Full Availment Date. These funds are available for your use anytime. Protection for your family from the unexpected NOVA PLAN 20 provides comprehensive protection for you and your family when the unexpected happens. 1. Credit Life and Disability Benefits- Waiver of installments due to death or total and permanent disability during the paying period or before the age of 70, whichever comes first. 2. Term Life - The beneficiaries will get Term Life Insurance coverage equal to one hundred percent (100%) of the Pre-Need Price if and when the planholder dies due to natural causes during the paying or waiting period or before the age of 70, whichever comes first. 3. Accidental Death and Dismemberment - If the planholder dies during the paying period, the beneficiaries will get triple the coverage with one hundred percent (100%) of the Term Life Insurance coverage and two hundred percent (200%) of Accidental Death and Dismemberment coverage, plus the guaranteed Yearly Cash Benefits and return of payment/maturity benefit equivalent to one hundred sixty five percent (165%) of the Pre-Need Price on the 20th plan anniversary. Protect your money with Quick Paid-Up Benefit NOVA PLAN 20 is forfeit-free. It protects your money by providing a Quick Paid-Up Benefit if plan payments have not been completed. Quick Paid-Up Benefit will protect your savings if financial difficulties beyond your control happen. Minimum Annual Installment 1-pay: P50,000 / 5-pay: P20,000 Pay period 1 year / 5 years Payment modes Annual/Semi-Annual/Quarterly/Monthly Maturity Date* *Refers to the date when the plaholder will receive the Maturity Benefit or Return of Payment 7th plan anniversary Full Availment Date* *Refers to the date when the planholder will receive the Maturity Benefit or Return of Payment 20th plan anniversary

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Is Your Family's Financial Future Protected In Case You Die Prematurely? A quick and easy way to determine if you should consider more life insurance is to focus on what has changed in your life. Were you recently married and now you and your spouse have additional financial obligations? Do you have a new home and a big mortgage to go with it? Have you recently had career advancement so that now your family depends on more income? Do you have a new baby whose future depends on how well you provide? Do you now have college-age children but you don't have enough money already put aside to cover their educations? Do you now have a parent or older family member living with you whose well-being depends on how well you plan for the unexpected? Have you begun to plan for retirement? Would the loss of your income seriously impact your spouse's future retirement savings plan? Are your savings insufficient to keep your family going for a year or more? Has it been awhile since you re-evaluated your life insurance needs? Are you without any life insurance? If you answered YES to any of these questions, you may need more life insurance. Talk to us: 0921.433.4211/ 02.2573779

This original, mint condition, and new poster is approximately 27x40 inches. It is rolled and packaged very carefully in a sturdy heavy tube. It has never been hung nor does it contain any pinholes or creases. This is an original Theatrical Movie Poster, For Our Local Shipping, the cost is 240.00 Pesos We Ship Worldwide ALL INTERNATIONAL SHIPPING COST $25 You can pay me thru paypal , If you want to buy multiple posters we do combine shipping for additional $2.50 per poster. Regarding our International Buyers we can accept payment ,thru paypal and you can send me an email indicating your paypal email address and i will personally give you a paypal invoice to protect our both interest.. Paypal offer Buyer Protection plan thats why you are safe if your using paypal If you have some inquiry about my poster you can email me at MovieHeritage@gmail.com Our Family are in poster business for more than 20 years that's why you can buy with trust on us. Have a nice surfing with our store and please don't leave empty handed Pwede din ang GCASH OR CEBUANA LHHUILER OR MEET UPS, METROBANK OR BPI